| On a dataset from the Prosper Loan company, this signature work compares the performance of Logistic Regression and XGBoost, using the same dataset from both experiments. Based on the results of this signature work, the Logistic Regression is more accurate than XGBoost, not only because of its simplicity and transparency, which makes it more suitable for applications requiring an in-depth understanding and explanation of credit decisions, such as in regulated industries like credit scoring, but also because of its high accuracy. |
